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Cypress Insurance Group Blog

View the latest blog posts from Cypress Insurance Group.

You may hear more about pay per mile auto insurance. It is a somewhat newer type of car insurance some insurers are offering. This is not new coverage. Rather, it is a new pricing method. In some situations, it is ideal. It can help to reduce how much money many people pay for their coverage. How does it work? READ MORE >>

An independent contractor provides a service to another person or a business. They do not work under another party. Still, independent contractors are running a business. As a result, they must maintain the proper business insurance products. As an independent contractor, what are the types of coverage you should consider? READ MORE >>

Who is at fault in an accident? The answer to this depends on where you are driving.  Some states are at-fault states. Others are no-fault states. It is important for you to understand the differences here. It could impact who is responsible for the financial damages to a vehicle. READ MORE >>

Whether you haven't cracked a book since college, or finish one a week, it’s a good idea to start reading business books. They're cheaper than going to conferences and you can refer to them over and over again. Here are some top reads when it comes to small business: Crush It!—Gary Vaynerchuk READ MORE >>

As a sole proprietor, you work very hard to build and maintain your business. It goes without saying you want to protect it. Yet, you may not have enough business insurance. A survey from McKinsey & Co. looked at the rates of coverage in 2016. It found that about 40 percent of small business owners do not have enough insurance. READ MORE >>

When was the last time you updated your business insurance? It is very common for companies to think about their coverage for liability. But updating your policy to reflect your current property is also important. All small businesses need to take into consideration an annual review of their property insurance. READ MORE >>

If you’re a homeowner in Florida relying on flood zone maps to decide whether to buy flood insurance, you may want to check your driver's license instead. If it says Florida, you need flood insurance. According to Roy Wright, who oversees the FEMA National Flood Insurance Program, 60% of the Hurricane Harvey flood losses in Texas came from low-to-moderate flood zones. READ MORE >>

Young people wanting to earn spending money. Retirees wanting to go and meet people. A middle-aged mother wanting to supplement her income, while still having the flexibility to look after her children. These are just a few examples of the types of people that become drivers for "transportation network companies (TNCs)" such as Uber and Lyft. READ MORE >>

Businesses change. If you’re expanding, changing your company structure or are chasing new goals, you should know how a business’s legal entity status affects your business insurance policy. Changed Processes and New Policies In general, changing your business’s legal status, entity-wise, can affect your insurance. READ MORE >>

THANK YOU! MinistrySafe did a great job presenting a Skillful Screening Seminar this past Tuesday at First Baptist of Ft. Lauderdale.  Over 100 people attended the workshop where Dr. Kimberly Love discussed a more effective screening process for all of the employees and volunteers that are in contact with our children. READ MORE >>

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